Financing Assistance Program

The Financing Assistance Program provides clients with:

  • Information on bank and government lending programs.
  • Assistance in determining which loan programs or financing options are most appropriate.
  • Help in the preparation of loan packages.

The Financing Assistance Program will also conduct research to determine specifics about various financing programs for businesses in the Lehigh Valley. The program can also serve as a liaison between businesses and loan funds, banks, economic development agencies, the U.S. Small Business Administration, and the Pennsylvania Department of Commerce.

Please NOTE: "The U.S. Small Business Administration DOES NOT offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. While the SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments." The SBDC Financing Assistance Program does not offer services to identify grant funding.

See for more information.


A major activity of the Financing Assistance Program is informing clients of financing options. Information on bank and government loan programs is readily available. Once a client determines the amount of funds needed, appropriate funding sources can be identified. With the assistance of the program director, clients are enabled to structure a financial package, possibly utilizing various federal, state, and local programs to obtain the lowest possible blended interest rate. Clients are also helped with the development of an appropriate loan proposal with ratio analysis and cash flow projections.


The program director works closely with administrators of various alternate bank lending programs. Because of these contacts, clients are able to receive information about the newest developments in loan programs and to structure their loan package to obtain the most favorable interest rates. Through an extensive network of contacts, the program stays abreast of changes in financing program requirements, as well as legislative changes affecting these programs.

Resources and Assistance

In order to receive assistance from the SBDC Financing Assistance Program, clients must first complete a Request for Service Form. The program director will then call to get background information and set the next steps. The counseling engagement may include several interviews and an on-site visit. After a review and evaluation the client's financial situation, a course of action is recommended.

Counseling services are completely confidential and free of charge.

The Lehigh SBDC has moved!

Our new address is:

416 E. 5th St,
Bethlehem, PA 18015

We are on the main campus of Lehigh University, one block away from Rauch Business Center and Zoellner Arts Center.

Our phone number and hours remain the same!


Lehigh University SBDC Aids PA Company to Bring Jobs Home

When the owners of Kempton, PA-based Tree Armor contacted the Lehigh University SBDC for assistance in marketing their coiled protective tree wrap to government agencies, they opened the door to a broad range of services to assist their small business.

The SBDC's Government Marketing Director David Dunn learned of Tree Armor's quality and production issues with their overseas manufacturer, leading to staff assistance in value-engineering their product and bringing the manufacturing back to the U.S.

Read more about this growing company and the SBDC services' impact as reported in The Morning Call and on WFMZ-TV News!